26th-Jan-2026 • Alice Wambui • Investment and Funding
As a small business owner in Kenya, you're undoubtedly passionate about growing your venture. However, finding the right investment and funding opportunities can often seem like an uphill task. Here's how you can navigate this landscape successfully.
The Kenyan government supports SMEs through various financing initiatives, such as the Business Development Fund (BDF), Young Entrepreneurs Development Program (YEDP), and Women Enterprise Fund (WEF). These programs offer affordable loans tailored to small businesses.
Microfinance institutions, like KIVA and Faulu, provide accessible credit for SMEs. They often cater to those who may not qualify for traditional bank loans. Additionally, crowdfunding platforms like M-Changa and PitchDeck Africa can help you raise funds through online campaigns.
Angel investors are high net worth individuals who provide capital to startups in exchange for equity. Networking events like the Nairobi Angel Investor Network (NAIN) and GrowthAfrica can help you connect with these potential backers.
Platforms such as Saccoco, Branch, or MPESA's Lipa Mpeka allow you to borrow from a network of individual lenders, making it easier for small businesses to secure funding.
Leverage digital platforms like Lipabiz Technologies Ltd to streamline your business operations and improve profitability. This can make your SME more attractive to potential investors.
Consult with business advisors or financial experts who can guide you through the funding process, from crafting a compelling proposal to negotiating terms with investors.
